Working capital solutions
tailored to the construction industry
Powered by its proprietary technology and deep industry experience, Riverchain simplifies access to financing solutions to champion the growth and success of construction companies.
Driving success together
We simplify access to financing
Empower your construction business with our working capital solutions
Through proprietary technology and deep industry expertise, we simplify access to financing, empowering construction companies to achieve growth and success – Our offerings include bespoke and competitive factoring solutions, invoice financing, and cash-flow-based loans.
Early payment solutions
Unlock cash flow with invoice advance payments of up to 90%, available up to 60 days earlier.
Rapid approval process
Streamlined application. Receive an offer as fast as 48 hours for quick fund access.
Transparent pricing
No upfront or hidden fees, Clear understanding of costs.
Unlock working capital in 3 easy steps
We deliver innovative financing solutions to champion growth and success for construction companies.
Get a quote
Submit your application with basic project details
Accept offer
Review your offer and submit relevant documentation
Get funded
Receive your cash advance as fast as 48 hours after approval
Our advantages
Whether you’re a growing business seeking to optimise cash flow, or an established construction contractors looking to fuel expansion, Riverchain’s tailored financing solutions support your changing needs of your business.
Swift funding process
Get financing offers as fast as 48 hours of application
Flexible financing range
Advances from HK$200,000 to HK$8,000,000 (~US$25,000 to US$1,000,000)
Complete transparency
Clear, straightforward fees with zero hidden costs
Credit line preservation
Access funding without using up your existing credit lines
No collateral needed
Secure funding using only your approved invoices—no collateral needed
Our financing solutions
Factoring
Cash advance of up to 90% of your payment application or certificates
No extra collateral required
Receivable owned by Riverchain
Approvals as fast as 48 hours
Project financing
Measuring your capital needs against your projects
No extra collateral required
Repayment from revenues/term structure
Approvals within 5 days
Invoice financing
Based on payment application and/or payment certificates
No extra collateral required
Term structure repayment
Approvals as fast as 48 hours
Proven industry impact
We achieve this through transparency in the built environment supply chain, leveraging bespoke underwriting, proprietary technology, and deep industry expertise.
> 1200
Supported subcontractors and suppliers
16
Trusted main contractors
25
Development projects delivered
Building success together
Insights from our clients
Ensuring our vendors have easy access to financing is crucial not only for minimizing the risk of delays and performance issues on jobsites, but also for fostering strong and enduring partnerships built on trust.
– Mr Fung from a tier 1 main contractor
– Mr Fok from our investment partner
– Mr Kui from subcontractor (MEP installations)
– Mr Chan from subcontractor (Facade and steel engineering)