{"id":2170,"date":"2025-05-22T10:32:02","date_gmt":"2025-05-22T10:32:02","guid":{"rendered":"https:\/\/riverchain-wp-dev.technine.com.hk\/?page_id=2170"},"modified":"2026-02-09T11:02:10","modified_gmt":"2026-02-09T11:02:10","slug":"privacy-policy-statement","status":"publish","type":"page","link":"https:\/\/www.riverchain.com\/ch\/%e7%a7%81%e9%9a%b1%e6%94%bf%e7%ad%96%e8%81%b2%e6%98%8e\/","title":{"rendered":"Privacy Policy Statement"},"content":{"rendered":"<section class=\"section\" id=\"section_1121704579\">\n\t\t<div class=\"bg section-bg fill bg-fill  bg-loaded\" >\n\n\t\t\t\n\t\t\t\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n\n<div class=\"row align-center\"  id=\"row-696569528\">\n\n\n\t<div id=\"col-1887508934\" class=\"col medium-12 small-12 large-10\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n\t<div id=\"text-4152267698\" class=\"text\">\n\t\t\n\n<p class=\"framer-text framer-styles-preset-3nqyhf\" data-styles-preset=\"YAP816Y5n\"><span style=\"font-family: Dubai-Medium; font-size: 300%; color: #282828;\">Privacy Policy Statement<\/span><\/p>\n\t\t\n<style>\n#text-4152267698 {\n  text-align: center;\n}\n<\/style>\n\t<\/div>\n\t\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n<div class=\"row\"  id=\"row-1763293537\">\n\n\n\t<div id=\"col-2036254332\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n\t<div id=\"text-1420612624\" class=\"text hidden\">\n\t\t\n\n<div id=\"comp-lujhsczm\" class=\"comp-lujhsczm SPY_vo\">\n<div class=\"\" data-mesh-id=\"comp-lujhsczminlineContent\" data-testid=\"inline-content\">\n<div data-mesh-id=\"comp-lujhsczminlineContent-gridContainer\" data-testid=\"mesh-container-content\">\n<div id=\"comp-lujhsczn1\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsczn1 wixui-rich-text\" data-testid=\"richTextElement\">\n<p class=\"font_4 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Medium; font-size: 120%; color: #282828;\">About the Platform<\/span><\/p>\n<\/div>\n<div id=\"comp-lujhsczr\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsczr wixui-rich-text\" data-testid=\"richTextElement\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Riverchain, through its operating company Riverchain International Limited (\u201cRIL\u201d) and its affiliated or related companies from time to time (\u201cRiverchain Group Companies\u201d), operates a corporate website and platform that facilitates the provision of supply chain financing opportunities (the \u201cPlatform\u201d) and other features and services through the Platform (\u201cPlatform Services\u201d) to users of the Platform including clients, investors and financiers (\u201cUsers\u201d).<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"comp-lujhsczs2\" class=\"comp-lujhsczs2 SPY_vo\">\n<div class=\"\" data-mesh-id=\"comp-lujhsczs2inlineContent\" data-testid=\"inline-content\">\n<div data-mesh-id=\"comp-lujhsczs2inlineContent-gridContainer\" data-testid=\"mesh-container-content\">\n<div id=\"comp-lujhsczu1\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsczu1 wixui-rich-text\" data-testid=\"richTextElement\">\n<p class=\"font_4 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-size: 120%; font-family: Dubai-Medium; color: #282828;\">About this Statement<\/span><\/p>\n<\/div>\n<div id=\"comp-lujhsczv4\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsczv4 wixui-rich-text\" data-testid=\"richTextElement\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">This Statement sets out the ways upon which we collect, process and use your personal data in accordance with the Personal Data (Privacy) Ordinance (Cap. 486) (\u201cPDPO\u201d) of the Laws of the Hong Kong Special Administrative Region of the People\u2019s Republic of China (&#8220;Hong Kong&#8221;). The broad categories of personal data we collect from you are:\u200b<\/span><\/p>\n<\/div>\n<div id=\"comp-lujhsczx\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsczx wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Account Information: We collect personal data from you when you register for an account on the Platform, and operate and use your account on the Platform, such as your: name, email address, telephone number, job title, entity which you represent when you use the Platform and details of transactions entered into using the Platform, username and password (\u201cAccount Information\u201d).<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsczy\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsczy wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\"><span class=\"wixui-rich-text__text\">Onboarding and KYC Information<\/span>: We collect various onboarding documents and know-your-client (\u201c<span class=\"wixui-rich-text__text\">KYC<\/span>\u201d) documents from you (or from the entity which you represent), which may contain personal data within (\u201c<span class=\"wixui-rich-text__text\">KYC Information<\/span>\u201d), such as:<\/span><\/p>\n<ul class=\"wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\">annual returns;<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\">historical financial statements;<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\">commercial and financing contracts;<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\">trade documents (i.e. invoice, payment application or payment certificate);<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\">list of associated companies;<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\">list of ongoing trade disputes and litigation;<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\">bank account details and statements;<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\">company information, such as constitutional documents, resolutions and other internal information; and<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\">where required, identification information of business owners or key individual stakeholders, such as their identity card and proof of address.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsczz3\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsczz3 wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Assessment-related reference information: In addition to KYC Information, we also collect personal data from third parties, such as public and research databases (where permitted by law), information on corporate websites, your business associates (as may be suggested from your KYC and due diligence information) and additional due diligence materials provided by Users (\u201cAssessment Reference Information\u201d).<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd01\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd01 wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Cookies and tracking technologies: See \u201cUse of cookies and other tracking technologies\u201d below.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd021\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd021 wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Other information: We will collect personal data that you voluntarily submit to us when you use our Platform, Platform Services or any our other services or otherwise interact with us by email, social media, surveys, our website, chat or other correspondence, on our website and physical events or in the course of our business activities.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd034\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd034 wixui-rich-text\" data-testid=\"richTextElement\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">If you do not provide your personal data to us as required, you may not be able to utilise certain functionality of our Platform or access our Platform Services.<\/span><\/p>\n<p><span style=\"color: #282828; font-family: Dubai-Medium; font-size: 120%;\">Uses of personal data<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"comp-lujhsd05\" class=\"comp-lujhsd05 SPY_vo\">\n<div class=\"\" data-mesh-id=\"comp-lujhsd05inlineContent\" data-testid=\"inline-content\">\n<div data-mesh-id=\"comp-lujhsd05inlineContent-gridContainer\" data-testid=\"mesh-container-content\">\n<div id=\"comp-lujhsd082\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd082 wixui-rich-text\" data-testid=\"richTextElement\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">We will use (or disclose, where applicable) the personal data collected from you for the following purposes:<\/span><\/p>\n<\/div>\n<div id=\"comp-lujhsd0a\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd0a wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Account management: We will use your Account Information to manage and maintain your account with us, authenticate your identity, operate our Platform and provide our Platform Services to you.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd0b\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd0b wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\"><span class=\"wixui-rich-text__text\">Onboarding and KYC information<\/span>: We will use KYC Information to conduct KYC and due diligence checks to ensure that the Users participating in the Platform and using our Platform Services are adequately verified and that we comply with our legal and regulatory obligations including under the Terms of Use.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd0c2\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd0c2 wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Assessment-related reference information: Using Assessment Reference Information and historic information we have in relation to prior transactions made through the Platform, we will engage in an assessment of and provide a reference score to certain Users with respect to the quality of the transactions to be undertaken in connection with the Platform or Platform Services.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd0e\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd0e wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Assessment data modelling: We will also combine outputs from the assessment and analyse it to look for patterns, trends and characteristics that help better inform the risk profiles of Users. This information will be used to develop and improve our proprietary assessment models so that we can improve the quality and accuracy of our assessments over time.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd0f5\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd0f5 wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Preparation and execution of legal and finance documents: We may use data to prepare documentation in relation to the provision of Platform Services to Users.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd0h\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd0h wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\"><span class=\"wixui-rich-text__text\">Other Platform Services<\/span>: Certain Platform Services such as those listed below may involve the incidental processing of personal data:<\/span><\/p>\n<ul class=\"wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\"><span class=\"wixui-rich-text__text\">Deal structuring and negotiation<\/span>: We may in certain instances facilitate and negotiate deal terms on the Platform.<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\"><span class=\"wixui-rich-text__text\">Matching of Users<\/span>: As a marketplace, we will help to match Users who may require certain services through our Platform. That means we will use the characteristics and financing preferences provided by a party to assess whether it is suited to another.<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\"><span class=\"wixui-rich-text__text\">Payment agency<\/span>: We may act as a payment or collection agent to collect payment and payment information on behalf of a User and\/or make payments on behalf of the User, as the case may be.<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\"><span class=\"wixui-rich-text__text\">Payment collection support<\/span>: We may send automatic reminders for payments to Users or on behalf of Users (as the case may be) to remind them of their payment obligations.<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\"><span class=\"wixui-rich-text__text\">Feedback and complaints<\/span>: We may use personal data to for research, development, and analysis, in relation to your\/customer behaviour including carrying out data sorting and analysis to enable us to better understand your characteristics and transaction behaviour to improve the Platform and Platform Services. In addition, we may seek your feedback, including through surveys, in relation to the Platform and Platform Services. We will also use your personal data for the purposes of responding to queries and addressing or investigating any complaints, claims or disputes.<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\"><span class=\"wixui-rich-text__text\">Deterrence<\/span>: Deterring, detection, investigation and\/or prevention of activities that may violate, or may be suspected to violate, our policies or may be abusive, illegal, and\/or criminal.<\/span><\/p>\n<\/li>\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\"><span class=\"wixui-rich-text__text\">Collections<\/span>: Collection or recovery of any debt owed by you to us or in relation to the Platform Services.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd0j\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd0j wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\"><span class=\"wixui-rich-text__text\">Cookies and tracking technologies<\/span><span class=\"wixui-rich-text__text\">: See \u201cUse of cookies and other tracking technologies\u201d below.<\/span><\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd0k\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd0k wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Direct marketing: See \u201cDirect marketing\u201d below.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd0m\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd0m wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Analytics and improvement: We may use personal data that we collect about you for purposes that include testing our IT systems, data analysis, improving our websites and developing new functionalities and features and new services and products to be used on the Platform. Where appropriate, we will anonymise your personal data for these purposes.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd0n\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd0n wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Transaction-related disclosure: In the event of any actual or proposed transfer of business, transfer of shares, restructuring, amalgamation, or purchase of us or our business, we may transfer your personal data to the new entity as part of the transaction.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd0o4\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd0o4 wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Compliance with legal or regulatory obligations: Where we are required by applicable law or requested by any competent court, regulatory body or governmental body, we may also disclose your personal data as required. We may also disclose your personal data to third parties under a duty of confidentiality to us and our affiliates such as accountants, legal professionals and other advisers. We may also use your personal data for establishing, exercising and\/or defending our legal rights.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd0q\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd0q wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Other purposes: Any other purposes ancillary to or related to the above.<\/span><\/p>\n<\/li>\n<\/ul>\n<p><span style=\"color: #282828; font-family: Dubai-Medium; font-size: 120%;\">Use of cookies and other tracking technologies<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"comp-lujhsd0r1\" class=\"comp-lujhsd0r1 SPY_vo\">\n<div class=\"\" data-mesh-id=\"comp-lujhsd0r1inlineContent\" data-testid=\"inline-content\">\n<div data-mesh-id=\"comp-lujhsd0r1inlineContent-gridContainer\" data-testid=\"mesh-container-content\">\n<div id=\"comp-lujhsd0u\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd0u wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">When you browse our Platform, cookies may be stored for internal navigation and programming purposes. We may use cookies and other tracking mechanisms described below to track information about your use of our Platform (\u201cTracking Data\u201d) for analytics purposes and improving our services provided to you on the Platform. We may combine this Tracking Data with other personal data we collect from you, in which case such Tracking Data shall be considered your personal data for the purpose of, and will be used in accordance with, this Statement.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd0v\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd0v wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\">Cookies are alphanumeric identifiers that we transfer to your computers, mobile phones or other devices through your web browser for record-keeping purposes. Some cookies allow us to make it easier for you to navigate our Platform while others are used to enable a faster log-in process, or to allow us to store and track information about your interests and preferences while using our Platform.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd0w\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd0w wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">We may also engage third parties to track and analyse non-personally identifiable data from the website(s) of the Platform. We use the data collected by such third parties to help us administer and improve the quality of our Platform and to analyse usage of the same. This is unrelated to and separate from your personal data. Such third parties may combine the non-personally identifiable data that we provide about you with other information that they have collected. The service providers who administer these services use technologies such as cookies, web server logs and web beacons to help Riverchain analyse how visitors use the website. The information collected through these means (including IP address) is disclosed to these service providers, who use the information to evaluate use of the Platform. These service providers may use the personal data collected to contextualise and personalise the marketing materials of their own advertising network. You can edit your browser settings to disable cookies but to do so you may not be able to utilise certain functionality of our Platform or access our Platform Services.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd0x\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd0x wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">If you interact with us on social media platforms, we can interact with you according to the platform rules. However, we have no control over these other third-party websites and\/or mobile applications which are independent from us. You are responsible for reading and understanding these privacy policies of third parties.<\/span><\/p>\n<\/li>\n<\/ul>\n<p><span style=\"color: #282828; font-family: Dubai-Medium; font-size: 120%;\">Direct marketing<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"comp-lujhsd0y4\" class=\"comp-lujhsd0y4 SPY_vo\">\n<div class=\"\" data-mesh-id=\"comp-lujhsd0y4inlineContent\" data-testid=\"inline-content\">\n<div data-mesh-id=\"comp-lujhsd0y4inlineContent-gridContainer\" data-testid=\"mesh-container-content\">\n<div id=\"comp-lujhsd105\" data-testid=\"richTextElement\">\n<ul>\n<li>\n<p><span style=\"font-size: 100%; font-family: Dubai-Regular;\">From time to time. we will proactively recruit potential Users to sign up to the Platform. That means that we will use your personal data to offer or advertise the availability of the Platform and Platform Services (commonly referred to as \u201cdirect marketing\u201d).<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd12\" data-testid=\"richTextElement\">\n<ul>\n<li>\n<p><span style=\"font-size: 100%; font-family: Dubai-Regular;\">Pursuant to your indicated preferences we will use your personal data such as your email address, your company\u2019s address and\/or phone number to market the Platform and Platform Services as well as similar financing opportunities (including those offered by us and our affiliates) as those offered on the Platform that may of interest to you to you and your affiliated business from time to time.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd13\" data-testid=\"richTextElement\">\n<ul>\n<li>\n<p><span style=\"font-size: 100%; font-family: Dubai-Regular;\">Subject to your consent, we may use your personal data to send you direct marketing (including, but not limited to, special offers, news, information and marketing) about us, our Platform or Platform Services, whether by in-app messages and\/or notifications and\/or push notifications to your mobile device, email, telephone, text message, or other media whether now known or available in the future. Subject to your consent, we may also use your personal data for, or provide your personal data to, our affiliates and\/or our marketing partners so that they may send you direct marketing (including, but not limited to, special offers, news, information and marketing) about us and\/or our marketing partners in relation to the Platform and Platform Services whether by in-app messages and\/or notifications and\/or push notifications to your mobile device, post, email, telephone, text message, and\/or other media whether now known or available in the future.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd142\" data-testid=\"richTextElement\">\n<ul>\n<li>\n<p><span style=\"font-size: 100%; font-family: Dubai-Regular;\">At any time, you can object to receiving any or all of our marketing-related communications. You can do so by updating your marketing preferences where such settings are available on the Platform, or by contacting us by email to\u00a0<a href=\"mailto:info@riverchain.com\" target=\"_self\">info@riverchain.com<\/a>.<\/span><\/p>\n<\/li>\n<\/ul>\n<p><span style=\"color: #282828; font-family: Dubai-Medium; font-size: 120%;\">Service providers<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"comp-lujhsd17\" class=\"comp-lujhsd17 SPY_vo\">\n<div class=\"\" data-mesh-id=\"comp-lujhsd17inlineContent\" data-testid=\"inline-content\">\n<div data-mesh-id=\"comp-lujhsd17inlineContent-gridContainer\" data-testid=\"mesh-container-content\">\n<div id=\"comp-lujhsd1a\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd1a wixui-rich-text\" data-testid=\"richTextElement\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">We may provide your personal data to the people and\/or companies providing services (whether within or outside Hong Kong) to us (\u201cRiverchain Service Providers\u201d) to facilitate the provision of our Platform and Platform Services to you. This includes:<\/span><\/p>\n<\/div>\n<div id=\"comp-lujhsd1b\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd1b wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Riverchain\u2019s Group Companies, officers, directors, employees, professional advisors, partners and other representatives of Riverchain and Riverchain\u2019s Group Companies;<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd1c4\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd1c4 wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\">any agent, contractor or third-party service provider which provides services of any kind to Riverchain in connection with the operation of its business (including Riverchain\u2019s auditors and legal advisors, insurance companies, credit reference agencies);<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd1h\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd1h wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">any party who executes any financing transaction or other security documents for the purpose of receiving products and\/or services provided by Riverchain (\u201cTransaction Documents\u201d);<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd1i2\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd1i2 wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">any insurer, valuer and auditor;<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd1k\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd1k wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">any actual or proposed participant or sub-participant in, or assignee, transferee or novatee of Riverchain\u2019s rights in relation to the Transaction Documents;<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd1m\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd1m wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span style=\"font-family: Dubai-Regular; font-size: 100%;\">any person with (or through) whom Riverchain may enter into (or may potentially enter into) any transaction in connection with the purchase or sale of any credit insurance or any other contractual protection or hedging with respect to Riverchain\u2019s rights and obligations;<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd1n\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd1n wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">any intermediary institution and\/or agent or sub-agent thereof upon their request for the purpose of completing any transaction under the Transaction Documents;<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd1o3\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd1o3 wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">any local or overseas governmental or regulatory authorities upon their request or for the purpose of ensuring compliance with applicable laws and regulations;<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd1q\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd1q wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">any person if such disclosure is necessary or desirable for Riverchain\u2019s performance of its duties or exercise or enforcement of its rights and powers under or in connection with any agreement or document with the Users such as debt collection agencies; and<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd1r3\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd1r3 wixui-rich-text\" data-testid=\"richTextElement\">\n<ul class=\"font_8 wixui-rich-text__text\">\n<li class=\"wixui-rich-text__text\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">any other third party in connection with such purposes as Riverchain may consider necessary or desirable.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/div>\n<div id=\"comp-lujhsd1s5\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd1s5 wixui-rich-text\" data-testid=\"richTextElement\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Riverchain Service Providers may use cloud service providers to facilitate the provision of the Platform and Platform Services to you. Your personal data may be transferred outside Hong Kong. Riverchain Service Providers are required to use your personal data consistent with the agreements we enter with them, to keep our (and your) information confidential, not to keep our (and your information) for longer than is necessary and have adequate security measures in place to protect against unauthorised access, use and retention.<\/span><\/p>\n<p><span style=\"color: #282828; font-family: Dubai-Medium; font-size: 120%;\">Third party websites and mobile applications<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"comp-lujhsd1u\" class=\"comp-lujhsd1u SPY_vo\">\n<div class=\"\" data-mesh-id=\"comp-lujhsd1uinlineContent\" data-testid=\"inline-content\">\n<div data-mesh-id=\"comp-lujhsd1uinlineContent-gridContainer\" data-testid=\"mesh-container-content\">\n<div id=\"comp-lujhsd1w2\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd1w2 wixui-rich-text\" data-testid=\"richTextElement\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">Our Platform may from time to time contain linkages to other third-party websites and\/or mobile applications. These other third-party websites and\/or mobile applications are independent from us. We have no control or management over the contents of such other websites, mobile applications or their privacy policies or compliance with law. You should read the respective privacy policies of other websites or mobile applications.<\/span><\/p>\n<p><span style=\"color: #282828; font-family: Dubai-Medium; font-size: 120%;\">Security<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"comp-lujhsd1y\" class=\"comp-lujhsd1y SPY_vo\">\n<div class=\"\" data-mesh-id=\"comp-lujhsd1yinlineContent\" data-testid=\"inline-content\">\n<div data-mesh-id=\"comp-lujhsd1yinlineContent-gridContainer\" data-testid=\"mesh-container-content\">\n<div id=\"comp-lujhsd203\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd203 wixui-rich-text\" data-testid=\"richTextElement\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">We take appropriate steps to protect the personal data we hold against unauthorised or accidental access, processing, erasure, loss or use (which includes disclosure or transfer).<\/span><\/p>\n<p><span style=\"color: #282828; font-family: Dubai-Medium; font-size: 120%;\">Retention<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"comp-lujhsd214\" class=\"comp-lujhsd214 SPY_vo\">\n<div class=\"\" data-mesh-id=\"comp-lujhsd214inlineContent\" data-testid=\"inline-content\">\n<div data-mesh-id=\"comp-lujhsd214inlineContent-gridContainer\" data-testid=\"mesh-container-content\">\n<div id=\"comp-lujhsd24\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd24 wixui-rich-text\" data-testid=\"richTextElement\">\n<p class=\"font_8 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">As you may expect, different retention periods apply to the various kinds of personal data collected and held by us. We take all reasonably practicable steps to ensure that personal data will not be kept longer than is necessary for the fulfilment of the purposes (or any related purpose) for which the data is or is to be used, unless the retention is otherwise permitted or required by law.<\/span><\/p>\n<p><span style=\"color: #282828; font-family: Dubai-Medium; font-size: 120%;\">Access and correction<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"comp-lujhsd25\" class=\"comp-lujhsd25 SPY_vo\">\n<div class=\"\" data-mesh-id=\"comp-lujhsd25inlineContent\" data-testid=\"inline-content\">\n<div data-mesh-id=\"comp-lujhsd25inlineContent-gridContainer\" data-testid=\"mesh-container-content\">\n<p id=\"comp-lujhsd275\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd275 wixui-rich-text\" data-testid=\"richTextElement\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">If you have any questions or wish to access or correct your personal data, please contact our Personal Data Privacy Officer by email to\u00a0<a class=\"wixui-rich-text__text\" href=\"mailto:info@riverchain.com\" target=\"_self\">info@riverchain.com<\/a>.<\/span><\/p>\n<p id=\"comp-lujhsd291\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd291 wixui-rich-text\" data-testid=\"richTextElement\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">All such requests will be handled promptly in accordance with the requirements of the PDPO. We may charge you a reasonable fee for processing your personal data access request.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"comp-lujhsd2b\" class=\"comp-lujhsd2b SPY_vo\">\n<div class=\"\" data-mesh-id=\"comp-lujhsd2binlineContent\" data-testid=\"inline-content\">\n<div data-mesh-id=\"comp-lujhsd2binlineContent-gridContainer\" data-testid=\"mesh-container-content\">\n<div id=\"comp-lujhsd2c\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd2c wixui-rich-text\" data-testid=\"richTextElement\">\n<p class=\"font_4 wixui-rich-text__text\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Medium; font-size: 120%; color: #282828;\">Changes to this Statement<\/span><\/p>\n<\/div>\n<p id=\"comp-lujhsd2d3\" class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd2d3 wixui-rich-text\" data-testid=\"richTextElement\"><span class=\"wixui-rich-text__text\" style=\"font-family: Dubai-Regular; font-size: 100%;\">We may update this Statement from time to time and so you should review this page periodically. When we change this Statement in a material way, we will update the &#8220;last modified&#8221; date at the end of this Statement. Changes to this Statement are effective when they are posted on this page.<\/span><\/p>\n<p class=\"HcOXKn c9GqVL QxJLC3 lq2cno YQcXTT comp-lujhsd2d3 wixui-rich-text\" data-testid=\"richTextElement\"><span style=\"font-size: 100%; color: #333333;\">Last updated: April 2025<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n\t\t\n<style>\n#text-1420612624 {\n  text-align: left;\n}\n<\/style>\n\t<\/div>\n\t\n<p><span style=\"font-size: 120%;\"><strong><span style=\"color: #000000; font-family: Dubai-Regular;\">Privacy Policy Statement\u00a0<\/span><\/strong><\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">Riverchain\u00a0Platform (the\u00a0<b>\u201cPlatform\u201d<\/b>)\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">Last updated:\u00a0February 2026\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 120%;\"><b>About the Platform<\/b>\u00a0<\/span><\/p>\n<hr \/>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">Riverchain, through\u00a0its operating company\u00a0Riverchain\u00a0International Limited (<b>\u201cRIL\u201d<\/b>) and\u00a0its\u00a0affiliated or related companies from time to time (together,\u00a0<b>\u201cRiverchain\u00a0Group Companies\u201d<\/b>,\u00a0<b>\u201cRiverchain\u201d<\/b>,\u00a0<b>\u201cwe\u201d<\/b>,\u00a0<b>\u201cus\u201d<\/b>,\u00a0<b>\u201cour\u201d<\/b>), operates a corporate website and the Platform that facilitates supply chain,\u00a0working capital financing opportunities and related services (the\u00a0<b>\u201cPlatform Services\u201d<\/b>) for users including clients, investors, financiers and their authorized representatives (the\u00a0<b>\u201cUsers\u201d<\/b>).\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 120%;\"><b>About this Statement<\/b>\u00a0<\/span><\/p>\n<hr \/>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">This Privacy Policy Statement (the\u00a0<b>\u201cStatement\u201d<\/b>) explains how we collect, process and\u00a0use personal data\u00a0in accordance with\u00a0the Personal Data (Privacy) Ordinance (Cap. 486) of the Laws of the Hong Kong Special Administrative Region (the\u00a0<b>\u201cPDPO\u201d<\/b>) and, where applicable,\u00a0corresponding\u00a0data\u00a0privacy requirements in other\u00a0jurisdictions.\u00a0We are committed to protecting the privacy,\u00a0confidentiality\u00a0and security of the personal information we hold by\u00a0complying with\u00a0the PDPO. We are equally committed to ensuring all\u00a0Riverchain\u00a0Service Providers (as defined below) uphold these obligations.<b><i>\u00a0<\/i><\/b>\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">If you choose not to provide the personal data we request when it is\u00a0required\u00a0for specific functions, certain features of the Platform or the Platform Services may not be available to you.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">This Statement forms part of, and should be read together with, the Platform Terms of Use and the applicable any financing arrangement, agreement or relevant document thereof\u00a0entered into between you (or the entity you represent) and\u00a0Riverchain\u00a0or any member of the\u00a0Riverchain\u00a0(collectively, the\u00a0<b>\u201cFinancing Documents\u201d<\/b>).\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">By using the Platform or the Platform Services, you acknowledge and agree that such use constitutes acceptance of the Platform Terms of Use and that any personal data provided in connection with or arising from\u00a0any\u00a0such use of the Platform or the Platform Services\u00a0and\u00a0the\u00a0Financing Documents\u00a0will be processed in accordance with this Statement.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">In the event of\u00a0any conflict or inconsistency between this Statement and the Financing Documents, the provisions of the\u00a0relevant\u00a0Financing Documents shall prevail to the extent of such conflict or inconsistency.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 120%;\"><b>Categories of Personal Data We Collect<\/b>\u00a0<\/span><\/p>\n<hr \/>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><b>1) Account Information<\/b>\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">We collect personal data from you when you register for an account on the Platform, and operate and use your account on the Platform, such as name, work email address, phone number, job title,\u00a0the organization you represent, username, password, multi-factor authentication or one-time password (OTP) verification details, as well as records of transactions and activity logs associated with your account\u00a0(the\u00a0<b>&#8220;Account Information&#8221;<\/b>).\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><b>2) Onboarding and KYC Information<\/b>\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">We collect various onboarding documents and know-your-client (<b>\u201cKYC\u201d<\/b>) documents from you (or from the entity which you\u00a0represent), which may\u00a0contain\u00a0personal data within (<b>\u201cKYC Information\u201d<\/b>), such as:\u00a0\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">annual returns\u00a0and business registration certificates\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">constitutional documents\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">registers of directors,\u00a0officers\u00a0and members\u00a0\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">corporate resolutions\u00a0\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">authorised signatory lists with specimen signatures and corresponding director(s) resolutions\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"6\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">historical financial statements\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"7\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">commercial and financing contracts\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"8\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">trade documents (e.g.\u00a0invoices, payment applications, payment certificates)\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"9\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">lists of associated companies\u00a0and organisational structure charts, including beneficial ownership and control information\u00a0\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"10\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">information and documentation concerning\u00a0disputes\/litigation\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"11\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">bank account details and statements\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"12\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">where required,\u00a0identification information of\u00a0directors, officers,\u00a0shareholders\u00a0and key individual\u00a0stakeholders\u00a0(e.g.,\u00a0identification documents\u00a0and\u00a0proof of address)\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"13\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">any regulatory licenses or approvals relevant to business sector or activities\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"4\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"14\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">source of funds and source of wealth documentation (e.g., declarations, supporting evidence)\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><b>3)\u00a0AssessmentRelated\u00a0Reference Information<\/b>\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">In addition to KYC Information, we also collect\u00a0personal\u00a0data from\u00a0thirdparty\u00a0sources, such as public\u00a0registers\u00a0and databases (where permitted by law),\u00a0thirdparty\u00a0risk\u00a0and compliance\u00a0agencies,\u00a0information on\u00a0corporate websites, counterparties and business associates\u00a0(as may be\u00a0referenced in\u00a0the KYC Information and corresponding due diligence procedures), and, together with\u00a0supplementary due diligence materials you or your representatives provide during onboarding or ongoing monitoring\u00a0(the\u00a0<b>&#8220;Assessment Reference Information&#8221;<\/b>).\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><b>4) Platform Usage, Cookies and Tracking Technologies<\/b>\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">We also collect tracking technical data to enhance the Platform, such\u00a0as device and browser information, IP addresses and geographic locations, session identifiers, pages viewed, actions taken, timestamps,\u00a0preferences and settings,\u00a0cookies\u00a0and\u00a0SDK identifiers. See \u201cUse of cookies and other tracking technologies\u201d.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><b>5) Other Information You Provide<\/b>\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">We collect information that you voluntarily provide to us through various channels, including online forms, file uploads, surveys, correspondence, social media physical events, and other communications with our team. This also includes any content or materials you generate and\u00a0submit\u00a0through\u00a0the Platform or through your use of our services.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><b>How We Use Personal Data<\/b>\u00a0<\/span><\/p>\n<hr \/>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">We will use (or\u00a0disclose, where applicable)\u00a0the Account Information,\u00a0the KYC Information, the Assessment Reference\u00a0Information\u00a0and other personal data collected from you\u00a0for the following purposes:\u00a0<\/span><\/p>\n<ol>\n<li><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><b>Account management and authentication:<\/b>\u00a0to register, verify\u00a0and authenticate\u00a0identity,\u00a0operate\u00a0and secure the Platform, and provide Platform Services.<\/span><\/li>\n<li><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><span style=\"color: #000000;\"><b>Onboarding, KYC\/AML and due diligence:<\/b>\u00a0to\u00a0conduct KYC due diligence checks,\u00a0verify entities and individuals, perform risk\u00a0assessment and\u00a0sanctions screening,\u00a0to ensure that the Users using our Platform and the Platform Services are adequately verified and that we comply with our legal and regulatory obligations,\u00a0as well as\u00a0under our Terms of Use.<\/span><\/span>\n<p>\u00a0<\/p>\n<\/li>\n<li><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><span style=\"color: #000000;\"><b>Assessment and scoring:<\/b>\u00a0to assess\u00a0and\u00a0generate reference scores\u00a0with respect to the quality of the transactions to be undertaken in connection with the Platform or Platform Services.\u00a0<\/span><\/span>\n<p>\u00a0<\/p>\n<\/li>\n<li><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><span style=\"color: #000000;\"><b>Model development and analytics:<\/b>\u202f\u202fto\u00a0combine outputs from assessments and analyse\u00a0them\u00a0for patterns,\u00a0trends\u00a0and characteristics to inform the risk profiles of Users and improve our proprietary assessment models and performance of the Platform and corresponding Platform Services with a view to improving the quality and accuracy of our assessments.\u00a0Where\u00a0appropriate, we will anonymise your personal data for these purposes.<\/span><\/span>\n<p>\u00a0<\/p>\n<\/li>\n<li><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><span style=\"color: #000000;\"><b>Documentation:<\/b>\u00a0to prepare\u00a0documentation related to the provision of the Platform Services to Users and\u00a0handle associated workflows\u00a0within the integrated systems with the Platform.<\/span><\/span>\n<p>\u00a0<\/p>\n<\/li>\n<li><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><span style=\"color: #000000;\"><b>Platform Services facilitation:<\/b>\u00a0to\u00a0facilitate\u00a0the provision of the Platform Services, including but not limited to deal negotiation and structuring of deals, matching Users based on relevant characteristics or preferences, acting as a collection or payment agent and issuing payment or collection reminders.\u00a0<\/span><\/span>\n<p>\u00a0<\/p>\n<\/li>\n<li><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><span style=\"color: #000000;\"><b>Support, feedback and complaints:<\/b>\u00a0for research,\u00a0development\u00a0and analysis\u00a0to improve the Platform and the Platform Services while also using your personal data to respond to queries, address or investigate any complaints,\u00a0claims\u00a0or disputes. We may seek your\u00a0additional\u00a0feedback for continuous improvement of the Platform or Platform Services through surveys.<\/span><\/span>\n<p>\u00a0<\/p>\n<\/li>\n<li><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><span style=\"color: #000000;\"><b>Deterrence and protection:<\/b>\u00a0to deter, detect, investigate, and prevent any activities that may, or are suspected to, violate our policies, threaten Platform security, breach legal or regulatory requirements, or constitute, or may constitute, abusive, illegal, or criminal conduct.\u00a0<\/span><\/span>\n<p>\u00a0<\/p>\n<\/li>\n<li><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><b>Collections:<\/b>\u202fto\u00a0pursue\u00a0recovery of\u00a0sums\u00a0pursuant to\u00a0any\u00a0enforcement\u00a0of our\u00a0rights arising from the\u00a0use of our\u00a0Platform or Platform Services, including but not limited to taking\u00a0legal\u00a0action\u00a0to protect interests and\u00a0ensure compliance with agreements and\u00a0relevant legal or regulatory requirements.<br \/>\u00a0<\/span><\/li>\n<li><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><span style=\"color: #000000;\"><b>Platform Usage, Cookies and Tracking Technologies:<\/b> see &#8220;Use of cookies and other tracking technologies&#8221;.\u00a0<\/span><\/span>\n<p>\u00a0<\/p>\n<\/li>\n<li><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><span style=\"color: #000000;\"><b>Direct marketing:<\/b>\u202fsee \u201cDirect marketing\u201d below.<\/span><\/span>\n<p>\u00a0<\/p>\n<\/li>\n<li><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><b>Service improvement and R&amp;D:<\/b>\u202fto test systems, conduct data analysis, improve and develop websites, the Platform, Platform Services and products. Where appropriate, we will anonymise your personal data for these purposes.<br \/><br \/><\/span><\/li>\n<li><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><span style=\"color: #000000;\"><b>Corporate transactions:<\/b>\u202fto transfer as a result of or support any actual or proposed business, share or asset transfer or purchase, restructuring, amalgamation.\u00a0<br \/><br \/><\/span><\/span><\/li>\n<li><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><span style=\"color: #000000;\"><b>Legal and regulatory compliance:<\/b>\u00a0to disclose, where appropriate,\u00a0to third parties\u00a0under a duty of confidentiality to us and\/or our affiliates or, where required by law or upon request from any competent court, regulator, or government body competent regulatory, governmental, or law enforcement authorities to meet our legal obligations and\u00a0comply with\u00a0applicable laws and regulations, and to establish, exercise or defend\u00a0our\u00a0rights.\u00a0<\/span><\/span>\n<p>\u00a0<\/p>\n<\/li>\n<li><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><b>Other purposes:<\/b>\u202fAny purposes ancillary to or\u00a0reasonably related\u00a0to the above.\u00a0<\/span><\/li>\n<\/ol>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">You have the right to request erasure of your\u00a0personal data\u00a0held by us and to object to the sharing or transfer of your Personal Data, subject to applicable legal and regulatory requirements. Please contact us at personaldata@riverchain.com to exercise these rights.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 120%;\"><b>Use of cookies and other tracking technologies<\/b>\u00a0<\/span><\/p>\n<hr \/>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">We use cookies and similar technologies (e.g., web beacons, SDKs, pixels, server logs\u00a0etc.)\u00a0to track information concerning use of our Platform and Platform Services (the\u00a0<b>&#8220;Tracking Data&#8221;<\/b>), which may be stored, for the purposes of internal navigation, programming and delivering the Platform Services.\u00a0We may combine the Tracking Data with other information mentioned in this Statement and such data will be used\u00a0in accordance with\u00a0this Statement.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">Cookies are alphanumeric identifiers we transfer to your device via your browser or app, which correspondingly stores the same. Some cookies permit the Platform to enhance Users&#8217; Platform navigation and experience while some enable core functionality (e.g., sign in and session management etc.), store and track preferences and perform analytics to improve the Platform.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">We may also engage third parties to track and analyse non-personally identifiable data from the Platform. We use the data collected by such third parties to help us administer and improve the quality of our Platform and the Platform Services while analysing usage of the same. This is unrelated to and separate from your personal data. Such third parties may combine the non-personally identifiable data that we provide about you with other information that they have collected. The service providers who administer these services use technologies such as cookies, web server\u00a0logs\u00a0and web beacons to help us analyse how visitors use the Platform. The information collected through these means, such as IP addresses, is\u00a0disclosed\u00a0to these service providers, who use the information to evaluate\u00a0the\u00a0use of the Platform. These service providers may use the personal data collected to contextualise and personalise the marketing materials of their own advertising network.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">You can\u00a0edit\u00a0your browser to\u00a0disable,\u00a0block or alert you about cookies; some Platform features may not function without them.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">If you interact with us on social media, your use is subject to those platforms\u2019 privacy policies, which we do not control.\u00a0We have no control over these other third-party websites and\/or mobile applications which are independent from us. You\u00a0are responsible for\u00a0reading and understanding these privacy policies of third parties.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 120%;\"><b>Direct marketing<\/b>\u00a0<\/span><\/p>\n<hr \/>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">Subject to your consent or\u00a0indication\u00a0of no objection, we may use your personal data\u00a0to offer or advertise the availability of the Platform and Platform Services (i.e. direct marketing).\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">Pursuant to your indicated preferences we will use your personal data such as your email address, your company\u2019s address and\/or phone number to market the Platform and Platform Services as well as similar financing opportunities offered on the Platform, including those offered by us and our affiliates, that may be of interest to you to you and your affiliated business from time to time.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">Subject to your consent<b>\u00a0<\/b>or indication of no objection, we may use your personal data to send you direct marketing (including, but not limited to, special offers, news, information and marketing) about us, our Platform or Platform Services, whether by in-app messages and\/or notifications and\/or push notifications to your mobile device, email, telephone, text message, or other media whether now known or available in the future.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular;\"><span style=\"font-size: 100%;\">At any time, you may\u00a0consent to or\u00a0opt out\u00a0of receiving any or\u00a0all of\u00a0our marketing-related communications\u00a0at any time by updating\u00a0your\u00a0preferences in the Platform (where available) or by\u00a0contacting us at\u202fpersonaldata@riverchain.com. We will\u00a0accede to\u00a0your request\u00a0as soon as reasonably\u00a0practicable.\u00a0<\/span>\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 120%;\"><b>Service Providers and Data Transfers<\/b>\u00a0<\/span><\/p>\n<hr \/>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">We may share the Account Information, the KYC Information, the Assessment Reference Information and other personal data collected from you with the individuals, any of the Riverchain Group Companies and third party service providers, whether within or outside Hong Kong, providing services to us (the <b>\u201cRiverchain\u00a0Service Providers\u201d<\/b>) to\u00a0facilitate the operation of\u00a0the Platform and\u00a0our Platform Services. The\u00a0Riverchain\u00a0Service Providers include:\u00a0\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">Riverchain\u00a0Group Companies, officers, directors, employees, professional advisors,\u00a0partners\u00a0and other representatives of\u00a0Riverchain\u00a0Group Companies;\u00a0\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">any agent, contractor or third-party service provider which provides services of any kind to\u00a0Riverchain\u00a0in connection with the operation of its business, including but not limited to\u00a0Riverchain\u2019s\u00a0auditors and legal advisors, insurance companies, credit reference agencies,\u00a0information technology providers, cloud providers, data storage providers, cybersecurity consultants and service providers, KYC and Anti-money Laundering assessors, credit risk assessors, document generation, collation and execution platforms, financial institutions providing payments and\/or collection services, debt collection agencies and partners;\u00a0\u00a0\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">any party who executes any financing transaction or other security documents for the purpose of receiving products and\/or services provided by\u00a0Riverchain\u00a0(the\u00a0<b>\u201cTransaction Documents\u201d<\/b>);\u00a0\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"8\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">any insurer, valuer, financial institutions providing hedging services and auditor;\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">any actual or proposed participant or sub-participant in, or assignee, transferee or\u00a0novatee\u00a0of\u00a0Riverchain\u2019s\u00a0rights in relation to the Transaction Documents;\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">any person with (or through) whom\u00a0Riverchain\u00a0may\u00a0enter into\u00a0(or may potentially\u00a0enter into) any transaction in connection with the purchase or sale of any credit insurance or any other contractual protection or hedging with respect to\u00a0Riverchain\u2019s\u00a0rights and obligations;\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"11\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">any intermediary institution and\/or agent or sub-agent thereof upon their request for the purpose of completing any transaction under the Transaction Documents;\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"12\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">any local or overseas governmental or regulatory authorities upon their request or for the purpose of ensuring compliance with applicable laws and regulations;\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"13\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">any person if such disclosure is necessary or desirable for\u00a0Riverchain\u2019s\u00a0performance of its duties or exercise or enforcement of its rights and powers under or in connection with any agreement or document with the Users such as debt collection agencies; and\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"14\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:&#091;8226&#093;,&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">any\u00a0person or\u00a0other third party\u00a0who\/which you have given instructions,\u00a0authorisation\u00a0and consent to us.\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">The personal data collected from you will not be\u00a0disclosed\u00a0by us to any other party without your prior consent.\u00a0Riverchain\u00a0Service Providers may use cloud service providers to\u00a0facilitate\u00a0the provision of the Platform and Platform Services to you. Such\u00a0Riverchain\u00a0Service Providers may\u00a0be transferred and\u00a0processed\u00a0outside\u00a0of\u00a0Hong Kong.\u00a0Riverchain\u00a0Service Providers are required to use your personal data consistent with the agreements we enter with them, to keep our (and your) information confidential, not to keep our (and your information) for longer than is necessary and have adequate security measures in place to protect against unauthorised access, use and retention.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 120%;\"><b>Thirdparty\u00a0websites and applications<\/b>\u00a0<\/span><\/p>\n<hr \/>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">The Platform may\u00a0contain\u00a0links\u00a0to\u00a0or integrations\u00a0with other\u00a0thirdparty\u00a0websites or\u00a0applications\u00a0that are independent\u00a0from\u00a0us. We do not\u00a0and have no\u00a0control\u00a0or management over\u00a0their content,\u00a0data\u00a0retention\u00a0or data privacy policies and whether those\u00a0are in compliance with\u00a0relevant laws and\/or regulations. You should review\u00a0those\u00a0policies\u00a0of those\u00a0thirdparty\u00a0websites or applications.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 120%;\"><b>Security<\/b>\u00a0<\/span><\/p>\n<hr \/>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">We implement reasonable and\u00a0appropriate measures\u00a0to protect\u00a0the\u00a0personal data we hold against unauthorised or accidental access, processing, erasure,\u00a0loss\u00a0or use (including disclosure or transfer).\u00a0\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 120%;\"><b>Retention<\/b>\u00a0<\/span><\/p>\n<hr \/>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">We take reasonably\u00a0practicable\u00a0steps to ensure personal data is not kept longer than necessary for the purposes\u00a0(or any related purposes)\u00a0stated\u00a0in this Statement (or related purposes), unless\u00a0a longer period is\u00a0required\u00a0or\u00a0permitted\u00a0by law.\u00a0If you wish to request deletion of your Personal Data or your account, please contact us at personaldata@riverchain.com. Upon verification of your identity and unless retention is required by law or regulation, your Personal Data and\/or account will be permanently removed from our system as soon as reasonably\u00a0practicable.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 120%;\"><b>Access and Correction<\/b>\u00a0<\/span><\/p>\n<hr \/>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">You may request access\u00a0to\u00a0or correction of your personal data held by us by contacting our Personal Data Privacy Officer at\u202fpersonaldata@riverchain.com. We will handle requests promptly\u00a0in accordance with\u00a0the PDPO. We may charge a reasonable fee for processing a data access request as\u00a0permitted\u00a0by law.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 120%;\"><b>Changes to this Statement<\/b>\u00a0<\/span><\/p>\n<hr \/>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">We may update this Statement from time to time.\u00a0Where\u00a0appropriate, Users\u00a0will\u00a0be notified\u00a0of material\u00a0changes\u00a0to this Statement\u00a0via the Platform or email where\u00a0appropriate. Your continued use of the Platform\u00a0and the Platform Services\u00a0after\u00a0the\u00a0changes take effect signifies your acknowledgment\u00a0to any update of this\u00a0Statement.\u00a0Changes to this Statement are effective when they are posted on this page.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 120%;\"><b>Contact Us<\/b>\u00a0<\/span><\/p>\n<hr \/>\n<p><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\"><b>Personal Data Privacy Officer<\/b>\u00a0<\/span><br \/><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">Riverchain International Limited\u00a0<\/span><br \/><span style=\"color: #000000; font-family: Dubai-Regular; font-size: 100%;\">Email:\u202fpersonaldata@riverchain.com\u00a0<\/span><br \/><span style=\"color: #000000; font-family: Dubai-Regular;\"><span style=\"font-size: 100%;\">Registered office:\u00a04\/F\u00a0Hecny\u00a0Centre, 111 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong SAR<\/span>\u00a0\u00a0<\/span><\/p>\n<p><span style=\"color: #000000; 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